Excess Protection Insurance by ALPS

***DON'T FORGET ABOUT OUR 14 DAY MONEY BACK GUARANTEE***

What is this type of Insurance?

Motor Vehicle Excess Insurance is insurance that allows you to recover an excess you are liable for following a successful claim under your main motor insurance policy

What is Insured?

✓ Reimbursement of an amount equal to the excess in relation to each settled claim on your main insurance policy up to the annual aggregate limit

✓ Unsuccessful recovery of the excess cost from a third party within six months of making a valid claim under your main insurance policy

What is not Insured?

X Claims for a motor excess that do not arise from a main insurance policy

X Claims related to vehicles not named in the insurance policy

X Any claim made within 30 days of the commencement date of this multi vehicle motor excess insurance policy unless this insurance was taken out at the same time as your main multi vehicle motor insurance policy or this insurance was purchased by you at the time of renewal of your previous multi vehicle motor excess insurance policy

X Any claim not notified to us within 6 months of settlement of your main insurance claim or a claim against a relevant third party.

X Excess payments in respect of claims refused by your main insurance policy

X Motor claims arising from breakdown, misfuelling, windscreen repair or replacement or any glass repair or replacement to your motor vehicle

X Claims related to commercial travel

Are there any restrictions on cover?

! Limit of cover is your aggregate limit as specified in your certificate of insurance

! Once you have made claims which total the annual aggregate limit, no further payments will be made under this policy and this multi vehicle excess insurance policy will lapse. You will then be liable for any future excess as defined in your main insurance policy.

! This cover is only for 1 vehicle only

***DON'T FORGET ABOUT OUR 14 DAY MONEY BACK GUARANTEE***