Rent Guarantee & Legal Expenses

Rent Guarantee from protectyourthings

Purchase our rent guarantee insurance and get peace of mind when renting out your properties. Our rent guarantee insurance policy also comes with legal expenses as standard, so you can get rent protection in the event of a tenant defaulting and any legal expenses cost’s you may face, such as costs for evicting a tenant, all covered under the one policy.

Monthly Rent Annual Premium Excess
£1 - £500 £135.00 Nil
£501-£1000 £165.00 Nil
£1001-£1500 £195.00 Nil
£1501-£2000 £220.00 Nil
£2001-£2500 £260.00 Nil

What's Covered

What's Not Covered

  • Tenant Eviction

    Cover is provided for the costs and expenses for the pursuit of legal proceedings for obtaining vacant possession from the tenant at the expiry of the valid notice to quit.

  • Tenant Property Dispute

    Cover is provided for the costs and expenses for the pursuit of legal proceedingsmrelating to the tenant failing to return the property in thensame condition as at the commencement of the tenancy

  • Legal Defence

    Cover is provided for the costs and expenses for you defending a prosecution in a criminal court arising from the letting of the property.

  • Property and Squatter Protection

    Cover is provided for the costs and expenses for the pursuit of legal proceedings resulting from nuisance, trespass, unauthorised occupation, or damage caused by a third party.

  • Rent Guarantee

    Cover is provided for the undisputed and unpaid rent before vacant possession is obtained.

  • Where am I Covered?

    The United Kingdom 


    (meaning England, Scotland, Northern Ireland, Wales), Channel Islands and Isle of Man.

  • What are my obligations?

    • Advice - you must adhere to the terms of the Policy and /or the advice from the advice line at all times.
    • Cooperation- you must cooperate fully with us, and provide within a reasonable time, any requested information and documentation we ask for.
    • You must undertake the tenancy check requirements, and a signed and agreed inventory.

  • Prior Claims

    Any claim or incident which may lead to a claim and which you knew about or ought reasonably to have known about before the start of this policy.

  • Prior Costs and Expenses

    Any costs incurred before a claim is made, and any costs and expenses which we have not authorised. 

  • Dishonesty, criminal acts and fraud

    any claim 

    • Involving actual or alleged dishonesty or violence by you
    • Or statement, which is overstated, false or fraudulent.

  • Notice to Quit

    Any claim where the relevant Notice to Quit was served on the tenant before the inception of the policy.

  • Reasonable Prospects

    There must be more than a 50%  chance of you recovering damages, defending a claim or prosecution, or obtaining a legal remedy

  • Claim

    You must tell us immediately of any circumstances,  which may give rise to a claim, and throughout your claim  you must tell us immediately of any relevant developments or changes in circumstances.

  • Solicitor/Legal Representatives

    Prior to any proceeding, you  must use the representative or solicitors nominated and appointed by us.

  • Tenancy Check Requirements

    Prior to the commencement of a tenancy agreement the tenant must pass all the Tenancy Check requirements.

What's Not Covered

What's Not Covered

 

 

Have you seen our new landlord home emergency?

  • Prices start from just £145
  • 3 different excess levels - Nil, £50 & £95
  • 2 claim limits £500 or £1000
  • Up to 3 claims per year
  • 24 hour claims line number
  • Boiler breakdown - Gas only
  • Electrical failure
  • Plumbing & drainage
  • Roofing
  • Pest infestation
  • Security issues
  • Comprehensive cover
Learn More